I wouldn't rest that on Cam. His offensive line was just not even in the stadium. Denver's D is good but Cam had ZERO blocking what so ever. Hence why he was sailing passes and such. Just no time. And the refs were just awful, they obviously didn't lose the game for the Panthers but they CHANGED the game. Clear offsides not called on the missed FG, that HORRID call to not call that ball a catch early in the game, lots of holding called one way and not the other, etc. It was just bad.