Fancy betta and bettas from the Betta splendens complex basically require the same temperatures as discus. Do people keep betta in conditions not ideal for betta, sure. Just like people keep discus in conditions not ideal for discus. Real discus people don't like and and will say something. So will real betta people. Please don't keep a fancy betta in an unheated tank (unless you live in a neotropical zone).
However, you can keep many of the other wild betta species at cooler temperatures, between 70 and 77 degrees fahrenheit. I've kept many of the species from the Coccina complex and they are awesome dwarf betta species.
Male betta hendra.