Hi, I wish you a heartfelt Welcome and Happy New Year! Ask to your heart's content, doing your research first will save you a ton of grief.
If you have not watched this video then please do, not a lot left to add.
http://forum.simplydiscus.com/showth...TCH-THIS-VIDEO!
You may find out that the advice given on this forum will not stray far from what Al said in his talk, but it is not that folk here are all brainwashed in thinking the same thing, it is just that experience has shown over the decades what works well and what does not