A lot of plants are grown emersed so you could have gotten one that is not adapting well to submersion yet and is dropping leaves. Anubias are tough as nails, it'll come around.
The watts per gallon rule was created as a rough guide. T5HO with efficient reflectors are almost 2x as bright as PC bulbs with poor reflectors, for instance, for the same wattage. I'm using currently 2x24w for 6 hours a day and plan to up to a second bank of 2x24 for another 4 hours once the plant mass is higher and I'm getting some algae even now, so I wouldn't say your tank is low light (my tank is a 30x30x24" cube, so about 100 gallons - 24" tall).
It's possible for it to be algae free, but you'll have to find that balance between biomass, plant load, and available carbon. Increasing surface agitation to maximize your O2/CO2 exchange with the atmosphere would help, and your root tabs (pellets) should help. I currently dose a bit of Excel and use these root tabs:
http://rootmedic.net/
I think you may end up having to pull one of the bulbs for it to remain low light, but you can certainly grow plants without CO2 with even medium light as long as you find the correct balance. The only problem is that with high waste producers like discus, that balance is a lot harder to achieve than with say, a huge school of tetras.